Category Archives: insurance without medical exam

Life Insurance Without Medical Exam

life insurance without medical exam: Life insurance is a good way to ensure that your family is safe and provided for even after you pass away. This is an essential way of ensuring that their future is safe even before you die. You pay monthly premium as an investment in their future. Today, because of the diversification of the insurance industry life insurance without medical exam, many products have come up and because of competition the client, you, benefits by the launch of products that favor people who were before considered a high risk and were exempt from insurance or were required to pay high premiums because of existing medical conditions life insurance without medical exam.

Life insurance without medical exams is one such product that is aimed at securing your future without the need of having your body checked for diseases or have tests done on you life insurance without medical exam. This means that anyone, a smoker, a drunk, a cancer patient and even a HIV patient can get a cover comfortably and secure their future and the life of their family. There are different varieties of this insurance cover adopted by different insurance companies as they target to increase their customer base. They include: life insurance without medical exam

Simplified issue: this is a life insurance policy that give cover to anyone without requiring them to go for a medical test, and they will be able to earn all benefits life insurance without medical exam. However, in some variations the person taking the policy will need to answer some question about their general health before they can take the policy and start paying the premium.

Guaranteed acceptance life insurance is an insurance cover that requires neither a medical exam nor the applicant to answer anything but their current or previous health condition life insurance without medical exam. The word acceptance in this cover means that you are sure that your insurance cover will be accepted as you apply life insurance without medical exam.

The graded benefit cover is a life insurance policy that does not require any medical tests done but according to many people, compared to other variations of the no medical exam covers life insurance without medical exam, it has some hurdles that would cause the policy to be released late and people recommend it to older people who can pay large premiums life insurance without medical exam.

Another advantage of this type of cover is the fact that you can leave your family with something to hold on to as they grapple with their loss and as they look for a way to get back on their feet. An insurance policy enables you to get the benefits you need despite your medical condition, age, or lifestyle life insurance without medical exam.